Debt Charities
A debt charity is an organisation set up to help people in debt. They do not charge for their services and support.
It is a fact that most debtors struggle to deal with their debts, and even those that are on the right track may need emotional support along the way.
UK debt charities often provide a wide range of services including free debt advice and more. What is on offer will depend on the specific debt charity.
What are the benefits of using a Debt Charity
As we previously mentioned being in debt can be an emotional time for you and it is easy to feel lonely. This is made worse if we want to keep our problems to ourselves. A debt charity is a place where you can find confidential support without having to pay fees. Other benefits they offer include:
They never judge
- Great experience and good resources
- Free debt advice
- Free money help and tools
- Some may communicate with creditors on your behalf
- Some may offer free debt solutions
Debt Charities to consider
Debt charities come in all shapes and sizes with the 3 most popular being:
StepChange UK – www.stepchange.org
- StepChange is a UK debt charity, formerly known as the Consumer Credit Counselling Service. It is the trading name of the Foundation for Credit Counselling.
National Debtline – www.nationaldebtline.org
- The National Debtline is a debt charity that has been in existence for over 25 years and it is run by the Money Advice Trust. They provide free and confidential advice for people in the mainland UK.
Christians Against Poverty – www.cap.org
- Christians Against Poverty is a Christian charitable company in the United Kingdom founded in Bradford, West Yorkshire by John Kirkby in 1996. It is a national organisation specialising in debt counselling for people in financial difficulty, including those in need of bankruptcy or insolvency
Get Help With Debt has excellent relationships with a number of UK debt charities and actively supports the fantastic work that they do
Our Work
We work closely with several local debt charities including adviceni.com and ruralsupport.org.uk providing training and support. Linda Wilson, our Voluntary Sector Services Manager, works closely to ensure that our services are accessible to those most in need.
Thanks for taking away the hassle and worry of dealing with my creditors and I am determined to see this through. Everything was easier than I thought it was going to be, and it was nice to know that when you said we would get the paperwork that day we got it that day!
John, Belfast
It all started with a phone call from a strange number that I was reluctant to answer but am thankful I did. My IVA was sorted in a few weeks after struggling for years. You have been lifesavers and a massive weight has been lifted from me. Thank you thank you thank you.
J&S C, Antrim
Absolutely amazing, big thanks to the IVA team especially Darren who done amazing work on getting my IVA approved then getting my full and final offer accepted. These guys have taken a huge weight off my shoulders, anyone that is struggling with debt should 100 % contact these guys.
Mark
Yes, it was stressful in places, yes it took longer than I hoped and yes I sometimes wondered if it was not going to end but we got there and I’m now out of the IVA and debt free. Keep up the great work guys you are desperately needed to help others in the same position.
Anon
Fantastic service from Tom and his team. Tom has a wealth of knowledge and knows the industry really well. He really listened to my concerns and prepared lots of solutions for me.
Maria
Talking to professionals about your debt worries is the first difficult step. Right from the outset Tom Cardwell was understanding, sympathetic and immediately removed my worst fears and put my mind at ease.
Anon
Finally have a light at the end of a long tunnel as my IVA to clear my negative equity has been approved. It was not stress free and has taken years to get here but it is sorted and that’s the main thing.
Anon
