How We Get Paid

Debt Solutions
How We Get Paid

How We Get Paid

How We Get Paid

At Get Help With Debt we only receive fees if your IVA is approved by creditors.

Get Help With Debt cover all the costs incurred to set up your IVA and prepare your proposal, along with the costs of sending this to your creditors.

IVA Fees

All Insolvency Practitioners receive fees for setting up and supervising an IVA and the level of the fees is agreed and confirmed by your creditors at the IVA creditors meeting. The good news is the fees for your IVA will be paid through the funds you have proposed to pay into your IVA either by monthly payments or as a lump sum. So, there are no hidden fees or additional charges.

You have the comfort and security of knowing that your debt will not increase if for any reason your IVA is rejected, unlike other companies who may ask you to pay these costs. 

If after speaking to one of our experienced advisers you qualify for an IVA and you choose this option, you have the reassurance that with our excellent relationships with creditors and our staff’s extensive knowledge that it is extremely likely that the IVA will be accepted. 

Our IVA acceptance rate is 96% of the IVA’s we propose. If any creditor was to reject your IVA, we negotiate and challenge them in order to get the vote overturned to get you the best possible outcome.

An IVA has three different types of fees received by the Insolvency Practitioner. These  are:

Nominee's Fee

This fee covers the setting up and preparation of your IVA. This includes assessing your current financial situation and your repayment offer to creditors, issuing the proposal to your creditors, the administration and facilitation of the creditors’ decision process used to consider the IVA, and any negotiations with creditors during this process.

Supervisor's Fee

These fees are charged for the ongoing administration of the IVA which includes collecting and distributing your monthly repayments, dealing with any queries raised by you or your creditors, completing an annual review of your financial circumstances, reporting annually to you and your creditors about the progress of the IVA, and dealing with the closing formalities.


These are costs paid by the IP to third party companies for various costs and expenses of administering the arrangement and will typically include software licences, insurances, and registrations that are required as part of the arrangement. These may also include payments made for the provision of additional services to provide the best return for your creditors.

In this section you’ll find advice about:

Our Work

We work closely with several local debt charities including and providing training and support. Linda Wilson our voluntary sector services Manager works closely to ensure that our services are accessible to those most in need.

Start To Get Help With Debt today

The first step of this journey is to fill in our simple questionnaire. Answer 6 questions and you’re on your way.