Phil Davison, Managing Director
Phil worked in public housing and Homeless for 14 years before stepping into the Private sector. Initially Phil set up Aria residential a Belfast based letting and Estate Agency specializing in investment property before CO- Founding CD Fairfield with Tom in 2012.
Phil acted as a representative of Countrywide PLC in Northern Ireland in relation to their LPA receivership activity in the province, representing the interests of several of the major high street lenders. Phil is the Managing Director and oversees the day-to-day operation of the company and has a passion for Digital Marketing.
Tom Cardwell, Director
Tom has worked in the property and financial services industries since 2006. He holds the Certificate in Mortgage Advice and Practice qualification from the IFS School of Finance (2008). Since then, he has run a successful property sourcing and financial services business, primarily assisting landlords. He is one of the founding partners of CD Fairfield (since 2012).
His day-to-day role is oversight of the regulated advice and client on-boarding processes across the brands. His specialism is in advising portfolio Landlords with complex debt/equity issues and running the client services portion of the business. Tom is an active networker and is keen to hear from other businesses that may have an interest in collaboration.
Mark Baird, Associate Director
Mark holds an undergraduate first-class degree in Accounting (BSc) from Queens University Belfast and a Master’s degree with distinction from the University of Ulster in Business Improvement and Innovation (MSc). Hehas also obtained the CPPI and CPCI insolvency qualifications from BPP University and holds a certificate as an accredited member of the Institute of Money Advice (IMA).
Mark previously worked for one of the UK’s largest accountancy firms for 9 years and has worked for CD Fairfield since 2018. He oversees the negative equity and formal debt practices. Mark has a passion for obtaining the best outcome for clients and ensures the whole team at CD Fairfield Capital shares his vision.
Colm Devine, Associate Director
Colm is a partially qualified ACCA accountant. Colm initially began his insolvency career at Grant Thornton LLP in 2008, quickly progressing to a management position before becoming an Insolvency Manager at JT Maxwell Ltd.
Colm has been with CD Fairfield Capital since 2019. In his role as Insolvency Manager, he oversees the delivery of successful outcomes for our clients efficiently.
Linda Wilson, Voluntary Sector Services Manager
Linda has worked for Grant Thornton, Recovery & Reorganization Department from 2004 when they became market leader in UK Insolvency. Linda role as NI Client Service Manager assisted and supported around 33% of all NI clients who choose an IVA to reach a successful solution with their creditors – she joined CD Fairfield Capital in 2019 and acts as the Voluntary sector development manager
Linda also is Specialist Support Debt Practitioner with AdviceNI and Moderated Debt Advice Standards in NI as part of Recognising Excellence for Money Advice Service.
Our Work
We work closely with several local debt charities including adviceni.com and ruralsupport.org.uk providing training and support. Linda Wilson, our Voluntary Sector Services Manager, works closely to ensure that our services are accessible to those most in need.
Thanks for taking away the hassle and worry of dealing with my creditors and I am determined to see this through. Everything was easier than I thought it was going to be, and it was nice to know that when you said we would get the paperwork that day we got it that day!
John, Belfast
It all started with a phone call from a strange number that I was reluctant to answer but am thankful I did. My IVA was sorted in a few weeks after struggling for years. You have been lifesavers and a massive weight has been lifted from me. Thank you thank you thank you.
J&S C, Antrim
Absolutely amazing, big thanks to the IVA team especially Darren who done amazing work on getting my IVA approved then getting my full and final offer accepted. These guys have taken a huge weight off my shoulders, anyone that is struggling with debt should 100 % contact these guys.
Mark
Yes, it was stressful in places, yes it took longer than I hoped and yes I sometimes wondered if it was not going to end but we got there and I’m now out of the IVA and debt free. Keep up the great work guys you are desperately needed to help others in the same position.
Anon
Fantastic service from Tom and his team. Tom has a wealth of knowledge and knows the industry really well. He really listened to my concerns and prepared lots of solutions for me.
Maria
Talking to professionals about your debt worries is the first difficult step. Right from the outset Tom Cardwell was understanding, sympathetic and immediately removed my worst fears and put my mind at ease.
Anon
Finally have a light at the end of a long tunnel as my IVA to clear my negative equity has been approved. It was not stress free and has taken years to get here but it is sorted and that’s the main thing.
Anon
